Savings Accounts

With regular deposits, this account will help you accomplish your personal financial goals.

Student Savings Account

Minors under the age of 18 are eligible for this account.

• Only $10 to open
• $3 service fee if balance falls below the minimum of $10
• No monthly service fee
• No dormant fee
• Six free withdrawals per quarter and additional withdrawals are $1 each

Savings Account

• Only $100 to open
• Minimum balance of $100 to avoid service fee of $3
• Six free withdrawals per quarter and additional withdrawals are $1 each
• No monthly service fee
• No dormant fee

Corporate Savings Account

Points West Bank offers a corporate employee savings plan to our corporate customers.

• Corporation must have 20 or more employees
• Higher interest rates than our regular savings account
• Employees must be primary owner of this account
• Limit of one corporate savings account per employee
• Only $100 to open

Individual Retirement Accounts (IRA)

Let Points West Community Bank help you with your retirement plans with an IRA.  Our bank offers competitive interest rates on IRA savings accounts to help you save.

Health Savings Accounts (HSA)

A HSA is a tax advantaged savings account that allows you to set aside money for health care. This savings account is paired with a high deductible health insurance plan — the result being affordable yet comprehensive health coverage.  Different from other benefit products, dollars invested in an HSA roll over from year to year (there is no “use it or lose it” rule), interest is paid, money can be invested in mutual funds, and it is owned by you, not your employer.  Let us help you set aside money for your medical expenses.