Checking

FREE CHECKING

Some of the best things in life are free and at Points West Community Bank we believe that our Free Checking Account is not only free, it’s perfect for the first time account holder because no minimum balance is required and you only need $100 to open your account. Other features of Free Checking make this a great basis checking account including:

• No monthly service charge.
• Unlimited check writing without per check fees.
• Free online banking.
• Free online bill pay.
• Check images are not included in monthly statements.

REGULAR CHECKING

This account is a traditional checking account. Regular Checking offers these available features:

• No monthly service charge if a balance of $500 is maintained. If balance falls below $500, then a $7 service charge will apply.
• Your first order of checks are free.
• Check images included in monthly statements.
• Unlimited checking writing.
• Free online banking.
• Free online bill pay.

INTEREST CHECKING

Points West Community Bank is proud to offer our customers checking that earns interest with these added features:

• $500 opens your account.
• You earn interest on your account.
• Your first order of checks are free.
• Check images included in monthly statements.
• Modest $10 service charge if balance falls below $1,000.
• Unlimited check writing.
• Free online banking.
• Free online bill pay.

55+ CHECKING

This account is perfect for our customers 55 and older who want flexibility with their checking. Services including:

• No minimum balance required.
• $100 opens your account.
• Interest bearing account.
• No monthly service charges.
• Your check images are returned in your statements.
• Free online banking.
• Free online bill pay.
• Unlimited check writing.
• First Order of Checks are Free.
• Free Cashier's Checks and Money Orders

PREMIER CHECKING

For larger account balances, we offer the Premier Checking Account. As your balance increases, so do the rates. This account offers all of the services of our other checking accounts as well as these features:

• $1,000 opens your account.
• Unlimited check writing.
• The service charge of $15 is waived if the balance is in excess of $10,000.
• Your first order of checks are free.

MONEY MARKET ACCOUNT

This account has attractive interest rates for customers who only need limited access to their account.

• This account has a tiered interest rate structure that increases with your increasing balance.
• $1,000 opens your account.
• A modest $10 fee if balances falls below $2,500.
• Limitations on number of withdrawals.

 PREMIER MONEY MARKET ACCOUNT

This account has even more attractive interest rates on balances in excess of $10,000 and they increase as your balance does.  The Money Market transaction limitations apply to this account also.

• Open with a modest $1,000.
• Monthly service fee of $15 is waived if balance is $10,000 or greater.
• Limitations on number of withdrawals.