Personal Banking

Points West Community Bank offers a wide variety of banking products and services. We believe our accounts reflect a commitment to our customers’ desire for local decision-making with flexibility of services and products.

We are proud to be a part of our community and we look forward to serving all of your banking needs. We believe you will find just what you are looking for at Points West Community Bank. We can help you manage all your financial needs.

Our Personal Products and Services include:

• Personal Checking Accounts
• Business Checking Accounts
• Competitive Savings Accounts
• Money Market Accounts
• Internet Banking and Bill Pay
• Night Depository
• Multiple  ATM Locations
• Reverse Mortgages
• Merchant Processing
• Certificates of Deposit
• FDIC Insurance up to $250,000 per account.
• Safety Deposit Boxes
• Individual Retirement Accounts
• Domestic & Foreign Wires
• Health Savings Accounts
• Property and Casualty Insurance through Points West Community Insurance
• Business and Personal Lines of Credit
• Ag Operating Lines of Credit
• Business Loans
• Construction & Development Loans
• Real Estate Loans
• Home Equity Loans
• Business and Personal Credit Cards
• Working Capital Loans
• Auto Loans
• Machinery & Equipment Loans
• Letters of Credit
• Small Business Loans
• Business Term Loans
• Home Mortgages
• Credit Life Insurance

Requirements For Each Party On An Account

• Federal Tax Identification and/or Social Security number.
• Picture Identification.
• Proof of current address.
• All documents pertaining to type of business (i.e., corporation, partnership, non-profit, sole proprietorship, or limited liability).