Privacy Policy

Privacy Statement

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Points West Community Bank.
This is our privacy notice for our customers. When we use the words “you”
and “your” we mean the following types of customers:

Our consumer customers who have a continuing relationship by purchasing or
holding financial products or services such as a(n):

  • Deposit account
  • Loan account
  • Safe deposit box
  • Self-directed Individual Retirement Account

We will tell you the sources of the information we collect about you. We will tell
you what measures we take to secure that information.

We first define some terms:

Nonpublic personal information means information about you that we collect
in connection with providing a financial product or service to you. Nonpublic personal
information does not include information that is available from public sources, such as
telephone directories or government records. Hereafter, we will use the term “information”
to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a
company that is owned or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an
affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”


THE INFORMATION WE COLLECT


We collect information about you from the following sources:

  • Information you give us on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with other parties
  • Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any information about you to anyone, except as permitted by law.
Examples of this might include disclosures necessary to service your account or prevent unauthorized
transactions.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to
provide products or services to you. We maintain physical, electronic, and procedural safeguards to
protect this information.

INFORMATION ABOUT FORMER CUSTOMERS
We do no disclose information about former customers, except as permitted by law.

Internet Privacy

Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors
to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, State, and Country

The bank uses this information to create summary statistics and to determine the level of interest
in information available on our site. Visitors may elect to provide us with personal information
via e-mail. This information is used internally, as appropriate, to handle the sender’s request.
It is not disseminated or sold to other organizations. For more information or questions regarding
this policy, contact us at:

Points West Community Bank Points West Community Bank Points West Community Bank Points West Community Bank
Julesburg, CO Windsor, CO Wellington, CO Haxtun, CO
(970) 474-3341 (970) 686-0878 (970) 586-3250 (970) 774-6141

Points West Community Bank’s privacy policies do not apply to linked web sites.
Privacy policies on those sites should be consulted for further information.